Pregnancy: Preventive or Not?

Not all pregnancy-related claims are processed as preventive. Read what does or does not count as preventive during pregnancy. 

What is Preventive During Pregnancy?

Under ACA guidelines, the following are considered preventive during pregnancy:

  • Initial Prenatal Visit with history and physical

  • Routine Prenatal Labs

    • Complete Blood Count (CBC): screens from anemia and infection

    • Blood Type and Rh Factor: checks for Rh incompatibility

    • Antibody Screen: looks for atypical antibodies

    • Rubella Immunity: determines immunity to German measles

    • Hepatitis B Surface Antigens (HBsAg): screens for Hepatitis B

    • HIV Testing: required in most states; opt-out in some

    • Syphilis test (RPR or VDLR): mandatory in many jurisdictions

    • Varicella (chickenpox) Immunity: sometimes included if unknown status

    • Urinalysis and Urine Culture: checks for urinary tract infection or other issues

    • Chlamydia and Gonorrhea Testing: especially if under age 25 or at risk

    • Pap Smear (if due): cervical cancer screening

    • Thyroid Function Test (TSH): if indicated or history present

    • Gestational Diabetes Screening (24–28 weeks)

    • Rh Antibody Testing

    • Screenings for Anemia, STIs, and UTIs

    • Tobacco Counseling, Alcohol/Drug Use Screening

    • Depression Screening

    • Lead Screening

    • Breastfeeding Support & Equipment (e.g., pump)

    • Follow up Routine Post-partum Visit at 6 weeks

The above are considered preventive because they’re aimed at early detections and risk mitigation, NOT diagnosing/treating the issue.

What is NOT Considered Preventive?

Below are examples of diagnostic or treatment-based procedures that are typically subject to member cost-sharing unless otherwise stated by the plan:

  • Ultrasounds: unless billed as screening (most plans cover one preventive, others are diagnostic)

  • High-risk OB care: gestational diabetes, preeclampsia, preterm labor, etc.

  • Labor and Delivery: including hospital stay and anesthesia

  • Non-routine Labs or Imaging: additional glucose testing, fetal echocardiograms, etc.

  • Postpartum Complications

  • Medications or Injections (e.g., Rhogam, Progesterone): unless preventive per formulary

  • Genetic Testing: often dependent on risk factors or plan policy

Was this page helpful?