The Consolidated Omnibus Budget Reconciliation Act (COBRA) allows for a continuation of health coverage when it would otherwise end because of a qualifying life event. The plan will offer COBRA continuation coverage to qualified beneficiaries after notification that the qualifying event has occurred. You will receive this notification through a COBRA election notice, which will have all the relevant information for electing COBRA. More information can be found here.
Qualifying Life Events
If you’re an employee, you’ll become a qualified beneficiary of COBRA continuation coverage if you lose your coverage under the plan because of the following qualifying events:
Your hours of employment are reduced, or
Your employment ends for any reason other than your gross misconduct.
If you’re a Dependent Spouse, you’ll become a qualified beneficiary of COBRA continuation coverage if you lose your coverage under the plan because of the following qualifying events:
Your spouse dies
Your spouse’s hours of employment are reduced
Your spouse’s employment ends for any reason other than their gross misconduct
Your spouse becomes entitled to Medicare benefits
You become divorced or legally separated from your spouse
Your Dependent Children will become qualified beneficiaries of COBRA continuation coverage if they lose their coverage under the plan because of the following qualifying events:
The parent-employee dies
The parent-employee’s hours of employment are reduced
The parent-employee’s employment ends for any reason other than their gross misconduct
The parent-employee becomes entitled to Medicare benefits
The parents become divorced or legally separated
The child stops being eligible for coverage under the plan as a "dependent child”